Bankruptcy

Facing Bankruptcy?

Contact us today at (760) 862-1100 to schedule your free initial consultation and get started on your new future!

The decision to file for bankruptcy is often one of the hardest choices that a person has to make in their lifetime. Bankruptcy Attorney, Daryl Binkley can help you through this difficult process. We understand the challenges that have led you to make this difficult choice and we are here to make this process as simple and painless as possible.

Why choose us?

Friendly, personal service
Affordable, flat fee, all inclusive rates (includes: credit report, pre & post conseling courses)
Attorney, Daryl Binkley, attends 341(a) Creditor Meeting with you, so you are not alone (included in flat fee rate)
Local Palm Desert based law office (we run our office as family business)
Payment plans available

We will:

Help you understand the eligibility requirements and the different forms of bankruptcy (Chapter 7, Chapter 13)
File your petition
Attorney present at the 341(a) Creditor Meeting
Help you get a fresh start

Call 760-862-1100 to speak directly with our bankruptcy case manager or e-mail Ana at ana@binkleylaw.com

Please feel free to read more about this subject below or visit our Frequently Asked Questions Section.

The decision to file for bankruptcy is often one of the hardest choices that a person has to make in their lifetime. Poor planning can often make the process even harder. It goes without saying that filing for bankruptcy should be a last resort, and should only be done when all other methods of satisfying one's financial obligations have been exhausted. However, if your situation has become so severe that you are in danger of foreclosure, garnished wages or repossessions, or are facing debts that you are in no position to pay, putting off the inevitable can have devastating consequences. Procrastination can cost you your car, your wages, and even your home. Filing your case in a timely fashion can spare you these losses.

If you are close to foreclosure on your home, declaring bankruptcy may stop this going forward and even create a payment structure that will help you pay off your arrears.
Bankruptcy may cause your car or other property to be given back to you if they have been repossessed by a creditor.
Large medical bills combined with a loss of employment, or on their own can create a nearly impossible financial hole to climb out of. Bankruptcy can help you in this situation and possibly reduce or even wipe away your medical bills.
Bankruptcy can stop harassing creditors from turning up on your doorstep, especially if they are being unfairly pushy or unreasonable or are fraudulently trying to take more than you owe.
If your utilities have been shut off, bankruptcy will help restore these so you do not have to live in darkness.
Although your student loans will not disappear, bankruptcy may help you to consolidate those debts and pay them off in a reasonable timeframe.
Bankruptcy will end wage garnishment, which means you will be able to afford life’s necessities.

You may have more than one of these issues overlapping in your life and bankruptcy may be the best and most logical way to start your financial life over. If you would like to talk about your specific situation, please contact us for a free initial consultation at (760) 862-1100.

The Law Office of Daryl L. Binkley assists Clients with Estate Planning, Wills, Trusts, Probate, Bankruptcy, Business Law, Estate Administration, Estate Trust Litigation, Advanced Estate Planning, Asset Protection, Business Litigation, Civil Litigation, Elder Law, Pet Trusts, Special Needs Planning and Real Estate Litigation in Palm Desert, California as well as Indian Wells, Rancho Mirage, La Quinta, Palm Springs, Desert Hot Springs, Thousand Palms, Cathedral City, Indio, Coachella and Mecca in Riverside County.